Who We Are

Tom Elder’s grandfather taught him early in life that success isn’t about what you have or do; it’s about who you are. It’s about living a life of service to others and holding true to your core values. Tom, the youngest of four, was raised with a strong sense of family and community. His grandfather was his role model and always inspired Tom with his genuine altruism and strong work ethic. Tom began working at just 11 years old, developing the spirit of grit passed down to him. Shortly after Tom began working, his grandfather then bought him a financial calculator and showed him the section of the newspaper to track stocks, encouraging him to invest regularly for the future. Though his grandfather passed away when he was a sophomore in college, Tom went on to receive his Master’s Degree from the University of Missouri-Columbia.

Upon graduation Tom found wise mentors as he climbed the corporate ladder, learning many business lessons along the way but also learning that his daily activities and growth could have a significant impact on the community around him. The core values based on integrity and servitude that had been passed to him through his family generations rang in his ears and the Spirit guided his path as he transitioned in financial services from a big box firm to working at an independent practice. Then after years at the independent practice, Tom’s experience and exposure gained him significant recognition due to his “client comes first” mentality working with pre-retirees and retirees on their financial plans.

Tom Elder launched Retirement Wealth Design, LLC with the aim of aligning his personal mission with a business culture grounded in integrity and service for clients, employees, and the community. Built upon the ethical principles instilled in him since childhood, his firm embodies these values, ensuring a legacy of integrity that endures. Grounded in his faith and driven by a lifelong commitment to serving others, Tom founded the firm to share his wisdom and empower his community to thrive in retirement. Dedicated to leaving a lasting impact for his clients, community, and his twin boys, Johnny and Charlie, Tom is steadfast in continuing his grandfather’s legacy of service, guiding clients toward the peaceful and prosperous futures they desire.

As Director of Operations at Retirement Wealth Design, LLC, Nikki Elder understands the importance of building meaningful relationships with clients and how to cultivate a strong, united and client-focused team. With years of experience in management and client services, Nikki knows that trust and communication are at the heart of any successful business relationship. Nikki’s approach to relationship building is rooted in her commitment to providing exceptional service to clients. What sets Nikki apart is her focus on building relationships that go beyond the transactional.

Nikki is a devoted wife and mom of twin boys, proudly serving as her family’s biggest fan—whether cheering on her sons at baseball games and swim meets or supporting her husband in his coaching role. Outside of family life, she enjoys live music, travel, wine tastings, and volunteering at her sons’ school events. Nikki values community, connection, and creating meaningful experiences in every part of her life.

Jessica is our Client Relationship Manager. She oversees the Client Relations Team and plays a key role in managing our educational workshops held throughout the year. Jessica loves interacting with clients and has a great knack for multitasking. Her background as a legal secretary has equipped her with great organization skills and meticulous attention to detail.

Outside the office, Jessica loves spending time with her husband, Mark, her kids, and two dogs. She enjoys reading and helping others with interior design projects.

Natalie Meyer is a marketing consultant for Retirement Wealth Design, where she plays a key role in the planning, coordination, and execution of live events. She works behind the scenes to ensure every detail—from messaging and logistics to flow and timing—is handled with precision, allowing advisors to focus on delivering value and engaging meaningfully with attendees.

Natalie’s role is centered on creating a seamless event experience so clients and prospects can fully absorb the educational content, ask better questions, and walk away with clarity and confidence. Through thoughtful preparation and hands-on execution, she helps ensure each event reflects the firm’s standards, strengthens relationships, and supports long-term growth.

Connor Hess serves as the business and marketing consultant for Retirement Wealth Design, playing a key role in the strategic growth and day-to-day operations of the practice. His work focuses on identifying marketing opportunities, refining the firm’s processes, and helping structure the office for greater efficiency and a stronger client experience.

Connor also brings valuable insight on the insurance side of the business, consistently introducing new product offerings that align with the evolving needs of retirees and pre-retirees. With a sharp eye for both strategy and execution, Connor ensures the team stays aligned, competitive, and focused on delivering the highest level of service to every client.